5 Tips for Child Education Insurance

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Insurance-Articles - Removing the Education Fund is no longer easy when now it costs soar rapidly. The way to choose is to use education, which makes insurance you don't need to bother to think of children'sschool fees. However, there are things you should berhatikan before lodging themselves in insurance. Here are 5 tips on insurance education for children : 

1. make sure that the education budget with detail

Next, calculate the education budget with detail you'll spend for a child's education in the future. Daon't forget, tuition fees will go up each tahunny. So don't be too tight also gave prices. Ifconfusion, consult with relatives or families who already send his son so that you have a clear shadow.

2. Pay attention to insurance agents

You certainly do not want to buy a cat in a sack, right? Then, learn about the first education insurance products offered by insurance companies in Indonesia. Learn insurance, know his reputation, whatever advantage you can, is commensurate with what you need, and so on.

For information you can clear his righteousness, you can directly go to an outlet cover or dial the customer service there is.

3. Compare the premium savings and value

Also important is to compare Your savings with premium value, i.e. the amount of funds you have to setor on insurance companies per month or year.

Of course you choose affordable insurance product premiums to your needs and your current assets. Then, compare the value of educational savings accounts that would you take. Thus, youcan find out whether the funds will cover the cost of kelaki out your child's education or not.

4. Withdrawal of money is easy

Certain insurance companies establish policies that tend to not supple. That is, the money cannot be taken before the specified time. Cailah insurance policy that is flexible, so if your child entersgrade eventually accelerated and pass more quickly, then you do not bother to think about the insurance Affairs.

5. Additional facilities not a priority

Are there any additional facilities offered by the insurance company? Some companies have other products such as health care. If indeed you need, then consider to use this penawraan.

However, don't be so easily tempted because it could be the effect on your savings. Make sure the first additional facilities does not trim your child's insurance policy too much. Rememberwhere you prioritize.

How to claim insurance health?

Insurance Articles - Insurance claim should desist and indeed but there is no notice 2 ways to do your insurance kalim. The following 2 ways to submit health insurance claims

First, the use of the card. There are insurance companies that issued a health insurance card and give a list of hospitals that became the provider where the card can be usedand the cost of treatment will be billed directly from insurance companies. Thisinsurance card can be used for hospital inpatient and outpatient healthcare servicesand types that are included in the insurance company's liability in accordance with the provisions of the policy.

By having this card, policyholders do not need to spend money when they enter the hospital. If the cost of care exceeds the maximum limit stated in the policy, the insurance company will bill you for them on policyholders. But, the hospital which can be visited are limited. Therefore, it is advisable to find out hospital provider such as distance from home, the reputation of the hospital, health services are available,before making the decision to buy an insurance policy.

Second, reimbursements. In this way, policyholders can freely choose the hospitalwants to go. However, policyholders must bear all the costs of the hospital before lodging a claim for health insurance from an insurance company. After that, just fill out the form, submit the original kuintansi hospital bill payment and other documentsnecessary to the insurance company. Then, the maintenance costs will be direimbursein accordance with the plan that is owned. So his claim was approved quickly, youshould complete the claim form with correct, complete and provide all required documents.